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Salary after tax calculator

Choose your country to see what your salary leaves after income tax, social contributions and other deductions, per year, month and week.

Choose your country

Main deductions by country

CountryTax yearMain deductions
United Kingdom2026/27 (6 April 2026 to 5 April 2027)Income tax, National Insurance
Ireland2026 (1 January to 31 December 2026)Income tax (PAYE), Universal Social Charge (USC), PRSI (Class A)
Australia2026–27 (1 July 2026 to 30 June 2027)Income tax, Medicare levy
Canada2026 (1 January to 31 December 2026)Federal income tax, Ontario tax, Ontario Health Premium, CPP contributions, Employment Insurance (EI)
Germany2026 (1 January to 31 December 2026)Income tax (Lohnsteuer), Pension insurance, Health insurance, Care insurance (Pflege), Unemployment insurance
Netherlands2026 (1 January to 31 December 2026)Income tax and national insurance (loonheffing)
France2026 (1 January to 31 December 2026)Income tax (prélèvement à la source), CSG and CRDS, State pension (assurance vieillesse), Supplementary pension (AGIRC-ARRCO)
New Zealand2026–27 (1 April 2026 to 31 March 2027)Income tax (PAYE), ACC earners' levy, KiwiSaver (3.5%)
SingaporeYA 2027 (income earned 1 January to 31 December 2026)Income tax, CPF contribution (employee)
India2026-27 (1 April 2026 to 31 March 2027)EPF (12% of basic)
South Africa2026/27 (1 March 2026 to 28 February 2027)Income tax (PAYE), UIF
Spain2026 (1 January to 31 December 2026)Income tax (IRPF), Social Security contributions
United Arab Emirates2026 (1 January to 31 December 2026)Unemployment insurance (ILOE)
Saudi Arabia2026/27 (GOSI rates from 1 July 2026 to 30 June 2027)GOSI annuities (pension, 9%), SANED unemployment insurance (0.75%)
United States2026 (1 January to 31 December 2026)Federal income tax, Social Security (6.2%), Medicare (1.45%)

How take-home pay is worked out

Take-home pay (net pay) is your gross salary minus everything your employer deducts before paying you. Every country starts with income tax, usually charged in bands so that each slice of income has its own rate, and almost every country adds a social contribution for pensions, health or unemployment insurance: National Insurance in the UK, PRSI and USC in Ireland, the Medicare levy in Australia.

On top of those, some people repay a student loan through payroll or pay into a workplace pension, and tax credits, allowances and offsets reduce the bill for lower earners. That is why two people on the same salary in the same country can take home different amounts, and why the calculators ask a few questions about you.

Each country page uses that country's official rates for the tax year in force, links the government sources it was checked against, and shows the date of the last check. The figures are estimates for employees paid through payroll, not tax advice.

Terms you will see

Gross pay
Your salary before any deductions, as written in your contract.
Net pay / take-home pay
What reaches your bank account after tax, social contributions and other deductions.
Effective tax rate
Tax, social contributions and loan repayments divided by gross pay: the average rate you pay.
Marginal rate
The share of your next unit of pay that goes in deductions: what a pay rise is really worth.
Tax year
The 12 months the rates apply to. It differs by country (April to April, the calendar year, July to June), so each calculator names its own.

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