Salary calculator Netherlands 2026: bruto netto salaris

Figures for a resident employee below AOW age in 2026, salary including the 8% holiday allowance, no 30% ruling, no pension premium and no other income.

Amounts are rounded to whole units; type any salary into the calculator above for the exact figure and your own options.

Dutch wage tax (loonheffing) combines income tax and the national insurance premiums for the state pension (AOW), survivors (Anw) and long-term care (Wlz). They are charged together in box 1: 35.75% on the first €38,883 of taxable income, of which 27.65% is national insurance, then 37.56% up to €78,426 and 49.5% above that.

Two tax credits (heffingskortingen) then reduce the tax. The general tax credit is worth up to €3,115 and shrinks once income passes €29,736; the labour tax credit rises with your earnings to €5,685 at €45,592 and then shrinks to nothing at €132,920. Because both credits are withdrawn as income rises, the real marginal rate is higher than the bracket rates: about 50.47% in the middle bracket and 56.01% just above €78,426.

• Employee social insurance for unemployment and disability (WW, WIA) and the income-related health insurance contribution (Zvw, 6.1%) are paid by your employer, not deducted from your pay. You do pay your own health insurance premium to your insurer.
• Most employers run a pension scheme and deduct your share of the premium before tax; enter it as a percentage to see its effect.
• Your employer applies the credits every pay period through the wage tax tables if you ask them to (loonheffingskorting); claim it with one employer only.

Employees recruited from abroad with specific expertise can receive up to 30% of their pay tax free under the 30% ruling (expatregeling), for at most five years. The allowance counts on pay up to €262,000, and your salary without the allowance must still meet the salary norm of €48,013 a year (€36,497 if you are under 30 with a master's degree).

The calculator takes the allowance off your taxable pay and shows it next to the result. If the full 30% would take your pay below the norm, the allowance is lowered so the norm is still met. From 2027 the maximum falls to 27%, except for people who already had the ruling in December 2023.

The first-bracket rate includes the national insurance premiums: AOW 17.9%, Anw 0.1% and Wlz 9.65% (27.65% together), leaving 8.1% income tax. At AOW age no AOW premium is due.

At AOW age the elderly credit (ouderenkorting) adds €2,067 up to €46,002 of income, reduced by 15% of income above that. Credits can reduce the tax to nil but are not paid out here.

The ruling runs for at most five years and needs a decision from the Belastingdienst on a joint request by you and your employer.

Tax year 2026 (1 January to 31 December 2026). Every rate and threshold on this page was last checked on 23 September 2026 against the official sources below; the calculator, the tables and the figures in the text all come from the same data.

This is an estimate to help you plan, not financial or tax advice. Your employer, your tax authority and your own circumstances decide what you actually pay.

• Salary after tax in other countries: every country calculator

Sources: Belastingdienst: tarieven en heffingskortingen 2026 (checked 2026-09-23); Belastingdienst: tabel algemene heffingskorting 2026 (checked 2026-09-23); Belastingdienst: tabel arbeidskorting 2026 (checked 2026-09-23); Belastingdienst: premies volksverzekeringen 2026 (checked 2026-09-23); Belastingdienst: percentages bijdrage Zvw 2026 (checked 2026-09-23); Belastingdienst: 30%-regeling aanvragen (salarisnormen 2026) (checked 2026-09-23); Rijksoverheid: expatregeling (30% en 27% vanaf 2027) (checked 2026-09-23); Rijksoverheid: hoe hoog is mijn vakantiegeld? (checked 2026-09-23)

1. Type your gross salary and choose whether it is per year, month or hour.
2. Say whether your figure already includes the 8% holiday allowance (vakantiegeld) or whether it should be added on top; job offers usually quote a monthly salary without it.
3. Tick the 30% ruling if you have it, add your share of the pension premium from your payslip, and tick AOW age if you are over the state pension age all year.
4. Read your net salary a year and a month and the tax breakdown, with your effective and marginal rates.